tag:blogger.com,1999:blog-13905595940264931622024-03-05T22:05:14.702-10:00Bargains4Seniors.com BlogProduct reviews, advice, travel, bargains and discounts geared towards seniors, boomers and zoomers.Unknownnoreply@blogger.comBlogger31125tag:blogger.com,1999:blog-1390559594026493162.post-4635849287785994472011-08-25T05:47:00.001-10:002011-08-25T05:49:53.678-10:00Article: Cruising to Fall SavingsUSA Today recently wrote an interesting article about current cruise discounts...<br />
<a name='more'></a>The article discussses how fall can be the best time of year to get the most bang for your buck since kids go back to school and many people took a summer vacation and are looking ahead to the holiday season. <br />
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<a href="http://travel.usatoday.com/cruises/story/2011/08/Cruising-to-fall-savings-Try-these-savvy-tips/49875056/1" target="_blank"> <br />
Click to Read Full Article</a> <br />
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Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-22552293233655454032011-08-23T06:08:00.002-10:002011-08-23T06:09:02.172-10:00Senior Bargain at AmtrakAmtrak travelers 62 years of age and over are eligible to receive a 15% discount on the lowest available rail fare on most Amtrak trains...<br />
<a name='more'></a>On cross-border services operated jointly by Amtrak and VIA Rail Canada, a 10% Senior discount is applicable to travelers aged 60 and over.<br />
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<a href="http://www.amtrak.com/servlet/ContentServer?c=Page&pagename=am%2FLayout&cid=1241305460008">Click For Full Details</a> <br />
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<a name='more'></a>This will guarentee you the best price because sometimes senior discounts aren't the best deal, it will also save you money because you will recieve the senior discount off of the most economical price. This equals large savings for seniors. Try it, it works!<br />
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<a name='more'></a>Bargains include transportation, hotels, banking and more.<br />
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<a href="http://www.cbsnews.com/stories/2011/04/22/earlyshow/living/ConsumerWatch/main20056389.shtml">Click to Read or Watch Bargain Segment</a> <br />
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<a name='more'></a>Senior Days generally offer an additional 20% or more discount. Ask your local thrift shop, St. Vincent de Paul and The Salvation Army for details, don't forget to ask about everyday discounts for seniors.<br />
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Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-3097510895648774162011-08-17T06:12:00.007-10:002011-08-20T19:20:19.587-10:00Check Top Secret Hotels First!Always check Travelocity's Top Secret Hotels before booking your rooms. Amazing Prices...<br />
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<a name='more'></a>You choose the dates, star rating, city and area but do not know the exact hotel name or location until you book the room. It's fun and can save you up to 55%!<br />
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<a href="http://www.travelocity.com/Promotions/0,,TRAVELOCITY%7C5301%7Chotels_main,00.html">Click for Travelocity.com</a> <br />
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<a name='more'></a>Discount varies on location but is usually about half off a small coffee, offer is good everyday.<br />
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<a name='more'></a>The cost is only $10 for seniors and is good for life. The pass covers entrance fees at national parks and national wildlife refuges as well as standard amenity fees at national forests and grasslands, and at lands managed by the Bureau of Land Management and Bureau of Reclamation. A pass covers entrance and standard amenity fees for a driver and all passengers in a personal vehicle at per vehicle fee areas (or up to four adults at sites that charge per person). Children age 15 or under are admitted free.<br />
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<a href="http://store.usgs.gov/pass/senior.html">Click For More Information</a><br />
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Offer available in store only. See your local store for more details. Special discount is not valid in conjunction with any extra percent-off discounts including Kohl’s Charge offers. Offer good on all sale-, regular- and clearance-priced merchandise. Offer not valid for price adjustments on prior purchases, Gift Card purchases, or payment on a Kohl’s Charge account. Offer also not valid on the purchase of Kohl’s Cares cause merchandise or other charitable items. Discount will be taken off total transaction, excluding sales tax. See store for details.<br />
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http://www.kohls.com/ <br />
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Customers 55 years and older receive 10% off all purchases.<br />
Call your local Ross store to confirm details.<br />
<a href="http://www.rossstores.com/">http://www.rossstores.com/</a><br />
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Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-90527932607310341592008-10-01T05:52:00.004-10:002008-10-01T05:58:50.812-10:00To Retire Early, You Must Get This Move Right<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeM8zJQyycUS00XSwXUL2lnti0s1TLb8puSqTKO31ST7j_e07wx9lIdjfp2wSqVubB1dphL-r4Wk6fgx04QtN7egQjwUswLdhlGQaDu1Yn80asUtTQOe9Vnzu6jkWrtV_xW2DPT_aZIyqe/s1600-h/money.jpeg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeM8zJQyycUS00XSwXUL2lnti0s1TLb8puSqTKO31ST7j_e07wx9lIdjfp2wSqVubB1dphL-r4Wk6fgx04QtN7egQjwUswLdhlGQaDu1Yn80asUtTQOe9Vnzu6jkWrtV_xW2DPT_aZIyqe/s200/money.jpeg" alt="" id="BLOGGER_PHOTO_ID_5252215546836801810" border="0" /></a><br />Paul Weber has nearly every aspect of his retirement in place. He knows when it will start: The 56-year-old, who earns some $103,000 a year doing graphic design for investment research firm Morningstar, plans to empty his desk by year's end.<p>He knows where he'll live: with his girlfriend Nadia in their Fox Lake, Ill. home. He knows how he'll finance it: with the $900,000 he's saved. And he knows what he'll be doing: After years of squeezing in his passion for oil painting during odd hours, Weber imagines spending his days in the studio. There's just one part of this picture-perfect retirement that Weber hasn't figured out yet: what he'll do for health insurance.</p><p>Retirement will mean the end of Weber's employer-provided health coverage. He can stay on his company's plan for 18 months by paying the full premium, thanks to the federal law known as COBRA. That would take him only to age 58, far short of when he qualifies for Medicare at age 65.</p><p><a href="http://finance.yahoo.com/focus-retirement/article/105795/To-Retire-Early,-You-Must-Get-This-Move-Right?mod=retirement-post-spending">Click To Read Full Article</a><br /></p>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-7958682447419468232008-08-25T06:16:00.003-10:002008-08-25T06:23:27.005-10:00Who's a senior? It's a question for the ages<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmMIpSZnccqkxPn58NBh7oX9WnY8JKYp8bJgJsmGylSjufjkbfg55KGdZ3dBU9PPgbQJzoJi3Gvz0Tnqw0mcUH1_VRl6VVbz66Bhx96ZiP7aVOsqCg39Zvl1CQX8lbrrnDa0FcZx-wx9TW/s1600-h/boston.jpeg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmMIpSZnccqkxPn58NBh7oX9WnY8JKYp8bJgJsmGylSjufjkbfg55KGdZ3dBU9PPgbQJzoJi3Gvz0Tnqw0mcUH1_VRl6VVbz66Bhx96ZiP7aVOsqCg39Zvl1CQX8lbrrnDa0FcZx-wx9TW/s200/boston.jpeg" alt="" id="BLOGGER_PHOTO_ID_5238491056031934930" border="0" /></a>'Who is a senior?" My daughter e-mails this question and I read the words and think, "I don't know." Who is a senior? Not Kate. She's in college. And not Ellie. She's a freshman. Is this a trick? A test? Why is she asking me about seniors?<br /><br />A while later - it's always a while later - it occurs to me that maybe my daughter is asking who is a senior, as in who, according to AARP, is over 50 (although movie theaters, department stores, and a zillion other places have varying senior ages). Maybe she's asking this question not to trick me and not because she's in search of a baby-sitter but because her friend, April, is starring in "She Loves Me" next week and I'd mentioned that I needed three tickets for Saturday night.<p>So I e-mail her again. "Do you mean 'senior' as in high school or senior as in discounted tickets?"</p><p>Sure enough, when I check back online, there's her e-mail, which says, "Tickets."</p><a href="http://www.boston.com/news/local/articles/2008/03/30/whos_a_senior_its_a_question_for_the_ages/">Click to Read Full Article</a>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-40421092425513302602008-07-31T17:15:00.003-10:002008-12-11T17:58:49.041-10:00Do You Know of any Fantastic Nationwide Senior Bargains?<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0Wa37RWOF7dUMfPgGy5yoq5JeIDmMLI3bBp60behoKpOqp4pzYSvBmd2AIcRcAaKC1gzVAjs4aQAT2HeYl1A3_7MCrmmX2UK_lVb_Av0jQKGY-p_46pVkTe-wVwFj3GYRmrhe69fH4-Xr/s1600-h/dollar.jpeg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0Wa37RWOF7dUMfPgGy5yoq5JeIDmMLI3bBp60behoKpOqp4pzYSvBmd2AIcRcAaKC1gzVAjs4aQAT2HeYl1A3_7MCrmmX2UK_lVb_Av0jQKGY-p_46pVkTe-wVwFj3GYRmrhe69fH4-Xr/s200/dollar.jpeg" alt="" id="BLOGGER_PHOTO_ID_5229383643198105874" border="0" /></a>If so, Bargains4Seniors would love to hear them. Share your favorite bargains with other seniors. <p>Send them to <a href="mailto:tips@bargains4seniors.com">tips@bargains4seniors.com</a></p>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-75703981215680212202008-07-31T06:02:00.003-10:002008-12-11T17:58:49.285-10:00Family-Friendly 'Burbs Turn Senior Friendly<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2JiR1TpIuduzdM8760zGq-eCn2NHeWJRSQ8dnrYQXKFXyZmBSQrO9yECo5eeyvr6LbPQ8Y0ZrQcm_UNcLkL9Qw15TBH-k_eFORruIVJH5Jr0IMxzEzLEYZOY-xbjFSKpYq5eZKvRAX6tA/s1600-h/kiplinger.jpeg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2JiR1TpIuduzdM8760zGq-eCn2NHeWJRSQ8dnrYQXKFXyZmBSQrO9yECo5eeyvr6LbPQ8Y0ZrQcm_UNcLkL9Qw15TBH-k_eFORruIVJH5Jr0IMxzEzLEYZOY-xbjFSKpYq5eZKvRAX6tA/s200/kiplinger.jpeg" alt="" id="BLOGGER_PHOTO_ID_5229210075032935922" border="0" /></a>The staircase in Adele Youngblood's two-story house in the Minneapolis suburbs is a daily challenge. The 76-year-old, who's had back and knee surgeries and a hip replacement, crawls up and down the stairs using her hands as well as her feet. But Youngblood refuses to move from the home where she has lived since 1963 and raised her three children. "I get a lot of flak from my friends about moving," says Youngblood, who has been divorced since 1979. "I tell them to be quiet. It's my decision, and they know I am happier in my home."<br /><br />Thanks largely to a program run by the Jewish Family and Children's Service of Minneapolis, Youngblood has been able to continue living in memory-filled surroundings. The program arranged for a walker for each floor, grab bars in the shower and an emergency button if she needs help. <p>This program is part of a growing movement nationwide to help aging suburbanites like Youngblood stay in their homes safely for as long as possible. About 90% of retirees and 80% of baby-boomers say they want to remain in their longtime neighborhoods indefinitely, according to an AARP survey.</p><p><a href="http://www.kiplinger.com/printstory.php?pid=13441">Click to Read Full Article</a><br /></p>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-67110454281910060552008-07-19T19:53:00.005-10:002008-12-11T17:58:49.425-10:00Bargains4Seniors in the News!<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKyz0aWvQcBwtfPZbu_iD_7AKQmfE9aWcfEErUMqC8B_0ZNiZMAoBwyc66WnFnQf_EBnd74Rl2crYKO9SnmkqMMBifXnumvCdVKwbwj450qXY51F5UIdbt5iOSbs6SAI8mAEgmzfo8U9Kf/s1600-h/usn_logo.png"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKyz0aWvQcBwtfPZbu_iD_7AKQmfE9aWcfEErUMqC8B_0ZNiZMAoBwyc66WnFnQf_EBnd74Rl2crYKO9SnmkqMMBifXnumvCdVKwbwj450qXY51F5UIdbt5iOSbs6SAI8mAEgmzfo8U9Kf/s200/usn_logo.png" alt="" id="BLOGGER_PHOTO_ID_5224971888897207074" border="0" /></a>David Sattler usually orders frugally off the value menu at Burger King. But on a recent burger and soda run, the 52-year-old advertising writer's bill was even lower than expected. A senior discount was applied. "I hadn't realized that I got the senior discount until I sat down in my seat and looked at the receipt," says Sattler, who sports thinning hair and a beard laced with silver. "I think it was funny that the cashier was quite sure that I should get the discount, because when I was 20 I would have looked at me as someone quite ancient. So, I am pretty sure she looked at me that way."<br /><br />Of course, most people won't get a senior discount unless they ask, and many vendors require you to show proof of age or flash an AARP membership card. <p>Here's a look at how to negotiate some key senior discounts:</p><p><strong>Hotels</strong>. Nancy McDonald, 72, a retired middle school music teacher in Roswell, N.M., makes frequent overnight trips to Albuquerque to buy new piano music to play at her church. Securing a senior discount of between 10 and 20 percent off her hotel room is an important factor in her hotel choice.</p> <p>If you pay a $12.50 annual fee, an AARP membership card can famously get you 10 percent off most<span style="text-decoration: underline;"></span> hotel rooms, as well as a multitude of other discounts. But, as with airlines, the senior rate isn't always best. A recent online search for a hotel room in Boston listed the best senior rate as $329.95, but a separate search for the best overall rate at the same hotel was $319.95.</p> <p>Joel Kriner, founder and editor of the age 55-plus website <a href="http://www.bargains4seniors.com/" target="_new">Bargains4Seniors.com</a>, based in Kailua-Kona, Hawaii, says there's a strategy you should use to score the best hotel prices. "When calling to make reservations at a hotel, always ask for their best price. Once you get a quoted best price, then ask for the senior discount," says Kriner. He says some sales representatives will give you a bloated price quote if you reveal up front that you are going to ask for the senior discount.</p><p><a href="http://www.usnews.com/articles/business/retirement/2008/07/18/senior-discounts-arent-always-the-best-deals-for-retirees.html?PageNr=1">Click to Read Full Article</a><br /></p>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-49381571852525018342008-07-08T14:15:00.002-10:002008-12-11T17:58:49.627-10:00Sometimes, All You Have to Do is Ask to Save Money<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi10ECQHZkDOdeYs2hKnJX8xYnhkJYtNg0OSzu4bmekxpuj6KhjY92aV8GfjWyw6V3-I2s5edhZVWgS2brkPvoQx3K-vvGsPLQMSWStDxpHL2keel7Hd0VFq1_pd8PyUJ7YJRAqdLzV3A3O/s1600-h/saving_logo.gif"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi10ECQHZkDOdeYs2hKnJX8xYnhkJYtNg0OSzu4bmekxpuj6KhjY92aV8GfjWyw6V3-I2s5edhZVWgS2brkPvoQx3K-vvGsPLQMSWStDxpHL2keel7Hd0VFq1_pd8PyUJ7YJRAqdLzV3A3O/s200/saving_logo.gif" alt="" id="BLOGGER_PHOTO_ID_5220801748279883170" border="0" /></a>I recently returned from two weeks of traveling for both business and pleasure. As I was setting up the components of the trip (hotels, rental cars, etc.) I was disappointed to discover that there were virtually no deals to be had. This surprised me because there’s usually some sort of deal available and I’m very good at sniffing them out. (See my earlier article on how I take frequent trips on a limited budget) Normally I will balk and simply refuse to travel or pick a different destination if I have to pay full price but, since the trip was partly business, I had to go. I thought it was good that at least part of the trip would be tax deductible since I wasn’t saving much anywhere else.<br /><br />As I was getting ready to leave, I decided to try a little experiment. Since there were no deals to be found I decided that, whenever I had the opportunity, I would ask for a discount. I know this idea will offend some people, but let me be clear: I wasn’t demanding a discount or asking for anything for free. I wasn’t rude or threatening. I simply inquired politely if a better price could be had for the purchase I was making. If not, I smiled, thanked the person for their time and went ahead with the transaction at the going price. It helps that I enjoy talking to strangers and I’m very comfortable negotiating and asking for what I want. Shyer folk may not be as comfortable as I was.<br /><br /><a href="http://www.savingadvice.com/blog/2008/01/30/102015_sometimes-all-you-have-to-do-is-ask-to-save-money.html">Click to Read Full Article</a>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-85812487695482981902008-06-30T14:21:00.002-10:002008-12-11T17:58:49.806-10:00Financial advisers preying on senior citizens<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvYmO5UCpgxH4fHpXN3cGMNT6riq8YVyx-eUMA5XsXGNi3UNmjPkLGqzjsWrKuZqum9ytB0XJawdsWBLdBrIMFoNh0h14vXudvN9MIqjBtF21fm0j2GbLhQ5XUJsVfYAS5MydvyvubmvPC/s1600-h/cnnmoney.gif"><img id="BLOGGER_PHOTO_ID_5217834640923596386" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvYmO5UCpgxH4fHpXN3cGMNT6riq8YVyx-eUMA5XsXGNi3UNmjPkLGqzjsWrKuZqum9ytB0XJawdsWBLdBrIMFoNh0h14vXudvN9MIqjBtF21fm0j2GbLhQ5XUJsVfYAS5MydvyvubmvPC/s200/cnnmoney.gif" border="0" /></a>Question: I was at a presentation to senior citizens who have most of their funds invested in fixed income products (CD's). The presenter showed how our investments are taxed and we don't keep up with inflation. He scared the hell out of us. Then came the product he sells which was a fixed annuity that guarantees you get all the gains from the stock market and none of the losses. Is this real?<br /><div><br />The Mole's Answer: This type of product - and the tactics used to sell it - are the proverbial pebble in my shoe. Steer clear of this annuity salesman, as he is preying on your emotions and selling some righteously nasty stuff. Let me first address his sales technique and then I'll tell you what he's selling.</div><div><br />Any financial sales person knows that the two most powerful motivators are fear and greed.</div><div> </div><div><a href="http://money.cnn.com/2008/05/28/pf/retirement/ask_the_mole.moneymag/?postversion=2008061105">Click to Read Full Article</a></div>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-91239980122093923042008-06-15T20:15:00.004-10:002008-12-11T17:58:50.013-10:00N.D. man spells 'botryoidal' to win senior bee<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiJESrFDMAru3bw93KubEWcRzZ6OylxCl3G0tq0lzy1XkBWUWHV1VdGWeg3-_bSNwBb8pigv3XjuTcZSuk_2KEYZPxD7I3zSuL3RtEYpQYcBDBQw8ev_rHYXhfIBvu64itVnVH55xRlPnN/s1600-h/ap.jpg"><img id="BLOGGER_PHOTO_ID_5212360138364640914" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiJESrFDMAru3bw93KubEWcRzZ6OylxCl3G0tq0lzy1XkBWUWHV1VdGWeg3-_bSNwBb8pigv3XjuTcZSuk_2KEYZPxD7I3zSuL3RtEYpQYcBDBQw8ev_rHYXhfIBvu64itVnVH55xRlPnN/s200/ap.jpg" border="0" /></a> A word that describes anything shaped like a bunch of grapes was key to winning this year's national senior spelling bee Saturday.<br /><div><br />That word was "botryoidal," and Larry Grossman, 56, of Northwood, N.D., got it right.<br />Grossman is a teacher and six-time winner of the North Dakota state spelling bee. For winning the 13th annual AARP The Magazine's National Spelling Bee, he gets to take home $500 plus bragging rights.</div><br /><div>"This is a great feeling. `Great' doesn't seem like a very adequate word but that's all I can think of on short notice," he said.</div><br /><div>In winning the contest for people 50 and over, Grossman didn't get the big bucks or the national television coverage that children get for winning the Scripps National Spelling Bee. On the other hand, the kids don't get to misspell two words.</div><br /><div><a href="http://ap.google.com/article/ALeqM5icwZ3SYtkEXXRvihsqcyjaD71qCAD91A85O00">Click to Read Full Article</a></div>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-30523785210272553302008-06-11T19:47:00.005-10:002008-12-11T17:58:50.180-10:00'Hypermiling' to Save Big on Gas<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3uFeUZxWDWTtW43UpzrKDJO7NR0WudEi4RNqBxdNHDQN2KcO6RwgF12E6ImtiIuQtIPRoQQxdm7yQDwJ-DpK_urdCvIA5JQxUhwrLlD74nKQMxIr-BBjTcx692I4a_rPOhRijEGF57n6q/s1600-h/abcnews.jpg"><img id="BLOGGER_PHOTO_ID_5210870162449045394" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3uFeUZxWDWTtW43UpzrKDJO7NR0WudEi4RNqBxdNHDQN2KcO6RwgF12E6ImtiIuQtIPRoQQxdm7yQDwJ-DpK_urdCvIA5JQxUhwrLlD74nKQMxIr-BBjTcx692I4a_rPOhRijEGF57n6q/s200/abcnews.jpg" border="0" /></a> Take a spin with John Flory on a glorious summer day and you'll notice a certain focus from the Yale lab supervisor. He ignores the Connecticut countryside and sprawling homes, eyes fixed on the road and his miles per gallon gauge. "Going downhill is kinda like road candy," he smiles. "Here's some free miles per gallon for you."<br /><div><br />Flory is among the growing numbers of "hypermilers" -- drivers obsessed with tire pressure and wind drag, controlled starts and rolling stops. He does his best to time green lights and only uses his air conditioner while coasting downhill. He shuts off the engine at stop lights and only parks "nose out." They may seem like annoyingly minor techniques, but they add up to big savings. The sticker on his Honda hybrid promised him 66 miles per gallon. He wants to double it. "For my 68-mile commute, I've averaged 103.6 mpg. That's my best so far, but I think I can do better." </div><div><br /><a href="http://abcnews.go.com/Business/PainAtThePump/story?id=5049115&page=1">Click To Read Full Article</a></div>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-42300728973740995432008-06-07T18:40:00.003-10:002008-12-11T17:58:50.308-10:00Get your dream job . . . at 55<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZmlM-rRbqdBBUjMUGstoo6Qc5lHAXmraWovye_xjJHhb06-RYr8dRKjC6rsLJuWQWp6wAV77SYPvoXnMxAuK3iuYx_KPygEPs-GWi_tV3WJX5EZe_Zvs0tC43DUmXCic8TLJMsN6Yhr7H/s1600-h/msn.jpg"><img id="BLOGGER_PHOTO_ID_5209367578309858962" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZmlM-rRbqdBBUjMUGstoo6Qc5lHAXmraWovye_xjJHhb06-RYr8dRKjC6rsLJuWQWp6wAV77SYPvoXnMxAuK3iuYx_KPygEPs-GWi_tV3WJX5EZe_Zvs0tC43DUmXCic8TLJMsN6Yhr7H/s200/msn.jpg" border="0" /></a> Fred and Pat Rackow were more than ready for retirement. At 56, Fred had spent most of his professional life managing high-pressure fuels and gases at NASA's Kennedy Space Center in Florida, while Pat had managed accounts for an oil company for the past 14 years.<br /><div><br />"At first my job was exciting -- wow, we were launching a space shuttle!" Fred Rackow says. "But after 10 years, it was just a job." </div><div><br />Worse, Rackow was getting tired of the pressure of his job. But he wasn't ready to retire to a rocking chair on his porch or take up golf.</div><div><br />The Rackows are in the midst of what may be the hottest retirement trend of all: the reinvention of work. A new job as TV star?</div><div><br />Baby boomers may be willing to walk away from the rat race, but that doesn't mean they want to stop working altogether. Rather, many want another chance at the dream job they long ago abandoned for practical considerations, such as supporting a family. </div><br /><div><a href="http://articles.moneycentral.msn.com/Investing/StockInvestingTrading/GetYourDreamJobAt55.aspx">Click to Read Full Article</a></div>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-52991755627930466762008-06-01T20:01:00.006-10:002008-12-11T17:58:50.505-10:00Return to University Life as a Senior<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYF45fi-GbWS78UxXBbMGr2eFK8Jwa8Wl0kmk1wvIT58nmix2UgEvZUzsa_rjfy6umhR4BnGlp_Ago7iqV8ZSxQWv4btQHqmtPyivblRl8CsC3t1jctnIv-rBaYeUF563XLSMzLBjO5oq5/s1600-h/Kip_com_masthead.gif"><img id="BLOGGER_PHOTO_ID_5207161616324134034" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYF45fi-GbWS78UxXBbMGr2eFK8Jwa8Wl0kmk1wvIT58nmix2UgEvZUzsa_rjfy6umhR4BnGlp_Ago7iqV8ZSxQWv4btQHqmtPyivblRl8CsC3t1jctnIv-rBaYeUF563XLSMzLBjO5oq5/s200/Kip_com_masthead.gif" border="0" /></a> When Bruce Roberts, 70, a professor of psychology at St. Olaf College, in Northfield, Minn., retired in 2001, he and his wife, Jan, 69, had no intention of giving up a life devoted to education. Rather than taking off for warmer climates, they moved close to campus to Village on the Cannon, a condominium community affiliated with both St. Olaf and nearby Carlton College. "An active intellectual life is very important to us," says Bruce, who calls this stage of life "a second planting for teaching, writing, volunteering and traveling."<br /><div><br />The couple attend cultural and sports events on both campuses, meet friends for $5 meals at student dining halls and browse the colleges' bookstores. They're members of the Cannon Valley Elder Collegium, a group of adults ages 55 and older who include many retired St. Olaf and Carlton professors. They take and teach classes held in spaces around town. Bruce teaches the psychology of retirement, and Jan is studying Irish short stories.</div><br /><div></div><div><a href="http://www.kiplinger.com/features/archives/2006/09/Cover_Sep2006_01_02.html">Click to Read Full Article by Beth Brophy</a></div>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-44486323404791400522008-05-26T17:32:00.003-10:002008-12-11T17:58:50.755-10:00Bargains4Seniors in the News!<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjOwd50_bWxUiNhGhRbixDqFK3o__jNDhO57u8IaAeISZkhkx18POKZKT2L1lwrwabCL28iv121bi1cdkxaV8RaorESgomnqwtgwDoDE-oWAKkEQT2mYX8jYPjWTzyJne2YhC06hnRD7r-M/s1600-h/foreveryoung.gif"><img id="BLOGGER_PHOTO_ID_5204896656730653826" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjOwd50_bWxUiNhGhRbixDqFK3o__jNDhO57u8IaAeISZkhkx18POKZKT2L1lwrwabCL28iv121bi1cdkxaV8RaorESgomnqwtgwDoDE-oWAKkEQT2mYX8jYPjWTzyJne2YhC06hnRD7r-M/s200/foreveryoung.gif" border="0" /></a><br /><div>Joel Kriner is a 29-year-old resident of Hawaii with dual Canadian/U.S. citizenship who is relying on his mother's know-how after launching what looks to be a home run of a business idea. </div><div><br />In fact, his mother Claudette Kriner, 60, is a key contributor to the business. Bargains4Seniors.com is a free, age 55 and over discount and bargain destination. Website features include senior bargains, product recommendations, website reviews, blog discussion boards and articles. </div><div><br />Kriner's press announcement, issued in March, indicated, "The site founder utilizes and incorporates the knowledge and experience of the senior members of his family to create a website with a truly personal touch." </div><div><br />How so? Kriner was asked. He wrote back: "I am French Canadian and my mother, who is now retired, travels back to Montreal yearly to visit my grandmother. My mother lives in California but she was born in Montreal. She is a Bargains-4Seniors contributor and is very aware of international deals and in particular deals in Canada. </div><div><br />"My mother and entire family help research senior-friendly bargains, give content advice and will soon write their own columns based on their expertise. My mother will write movie and product reviews." </div><div><br />There are a few sponsored links, to Amazon and Travelocity. </div><br /><div><a href="http://www.foreveryoungnews.com/money/article/10433">Click to View Full Article</a></div>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-82221289526548822342008-05-14T15:58:00.006-10:002008-12-11T17:58:50.936-10:00When $1 Million Isn't Enough<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBIJMy3BZQcT_SvVKrK2aFMutu-VKOmVVeLInvtAPYnodrWvX36TTsalSpF6gPVo899aW9krBkAu9IHunwBrKa2r8y_MDA5H7GrTHYndej5HYmJ_gcvGpmXmHI0-MKjWqQ2QWLP0lN9ohp/s1600-h/usnewslogo.jpg"><img id="BLOGGER_PHOTO_ID_5200421813090308754" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBIJMy3BZQcT_SvVKrK2aFMutu-VKOmVVeLInvtAPYnodrWvX36TTsalSpF6gPVo899aW9krBkAu9IHunwBrKa2r8y_MDA5H7GrTHYndej5HYmJ_gcvGpmXmHI0-MKjWqQ2QWLP0lN9ohp/s200/usnewslogo.jpg" border="0" /></a> Is a million dollars enough to retire comfortably on? Many baby boomer millionaires don't think so, especially once recession fears come into play. Almost 30 percent of 60-year-old baby boomers with investable assets of $1 million or more say they feel more financial stress now than six months ago, according to a new survey from Bell Investment Advisors and Opinion Research Corp.<br /><br />The admittedly small survey of 500 boomers born in 1948 found that 40 percent are "downsizing" their lifestyles this year by contributing less to charity (22 percent), canceling, shortening, or postponing vacation plans (21 percent), reducing retirement savings (18 percent), or putting off retirement altogether (11 percent).<br /><br />Read <a href="http://finance.yahoo.com/focus-retirement/article/105042/When-%241-Million-Isn" mod="'retirement-preparation">Entire Article</a> by Emily Brandon.Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-77025619481149759052008-05-13T06:04:00.007-10:002008-12-11T17:58:51.179-10:00Bargains4Seniors Movie Review: Before the Devil Knows You're Dead<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj67XBs8Tfh_5q9ufUeIr5naGwI28q6qDmBrYnEVg9ohDH9Z72K9VeVklIGF86uv_g82pQtrwnR8kVynBL1boVsxnY29F-h3vJE_LWEeq1vC2mxI8TETHGB6e3AnAO9_7AI5j3p_oc-M3zw/s1600-h/devilknowsyourdead.jpg"><img id="BLOGGER_PHOTO_ID_5199896843532685938" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj67XBs8Tfh_5q9ufUeIr5naGwI28q6qDmBrYnEVg9ohDH9Z72K9VeVklIGF86uv_g82pQtrwnR8kVynBL1boVsxnY29F-h3vJE_LWEeq1vC2mxI8TETHGB6e3AnAO9_7AI5j3p_oc-M3zw/s200/devilknowsyourdead.jpg" border="0" /></a>Before the Devil Knows You're Dead was released in 2007. The film stars Phillip Seymour Hoffman and Ethan Hawke. It's about two brothers who plan the robbery of their parent's jewelry store. A series of events follow that goes horribly wrong. It held my attention throughout the movie however it was sad to think two brothers would contemplate such a thing. These parents didn't really know their sons. Most families should enjoy this movie however not for children due to some adult situations. On a rating of 1-5, I give it a 4.<br /><br /><div><strong><em>Written by Bargains4Seniors Family Contributer, Esther in Florida</em></strong></div>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-1390559594026493162.post-52423537279981525892008-05-10T16:19:00.004-10:002008-12-11T17:58:51.464-10:00Bargains4Seniors Review: Chicken Soup for the Soul Celebrating Brothers and Sisters<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxpQcYM2WBldKYqE160cOHi7CTTkKEeW-nLdh2jB1e9sOzgrDkWO7nYfkQqzixH5SWCrmcAEbgNcjBXp5FcgYF6WhhmBUllOOKqAKtBhRDkXnrvuFc2hSeqIBl2ei52ca0M8yiOrqynhIF/s1600-h/chickensoup.jpg"><img id="BLOGGER_PHOTO_ID_5198940891933256578" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxpQcYM2WBldKYqE160cOHi7CTTkKEeW-nLdh2jB1e9sOzgrDkWO7nYfkQqzixH5SWCrmcAEbgNcjBXp5FcgYF6WhhmBUllOOKqAKtBhRDkXnrvuFc2hSeqIBl2ei52ca0M8yiOrqynhIF/s200/chickensoup.jpg" border="0" /></a><u>Description:</u> Soft cover book that focuses on the positive strengths of being a sibling, having a sibling. Many feel good stories, stories to strengthen the soul, stories that bring a tear to your eye, while you're smiling. The depth of character in the stories I read was truly unfathomable. Trials, sibling rivalry, unselfish sacrifice, and love expressed in all its wonderful ways. It's all in this book.<br /><br /><u>Pros and Cons:</u> The book took me back to my own childhood and my one and only big sister. The memories came back so clearly, after reading this book, it's as if my memory bank was shouting "Me too! I have stories too!" To read about a brother's love for his sister, when I have no brother, was enlightening and heartwarming.<br /><br />The only bad thing I found about this book was that it was too short. I gobbled it up! Oh, and the fact that I missed my bus because I couldn't put the book down!<br />A great read!<br /><br /><u>Recommendation:</u> I would definitely recommend this uplifting book to friends and family. It's just a great feel good book. Touches us where we all live.<br /><br /><u>Rating (out of five):</u> Five out of Five for sure!<br /><br /><em><strong>Reviewed by Bargains4Seniors reader, Catherine in Toronto</strong></em>Unknownnoreply@blogger.com